Failed the Texas Life Agent exam? Three out of four Spanish-form takers do the first time.
In fiscal 2025, 2,192 of the 2,862 first-time takers of the Spanish Life Agent exam did not pass. Most studied hard. What separates a second attempt that passes from one that does not is where the study time goes.
How retaking works
- Texas sets no limit on attempts; book the retake with Pearson VUE when you are ready.
- Every attempt costs another $39, paid to Pearson VUE when you book.
- If you hold a temporary license, you must pass within its 180 days; it cannot be renewed.
- Once you pass, submit your license application within 12 months, or the pass expires.
Why people fail the Texas Life Agent exam
The Texas law section is 30 of the 80 scored questions, and it is memorization of numbers national courses skip: a 180-day temporary license with 40 hours of training in 30 days, 24 CE hours with 3 in ethics, the $25 promotional-item limit, a $50-per-hour CE fine, group life conversion in 31 days, replacement notices in 5 business days. The life provisions are the other big block: grace periods, incontestability, nonforfeiture and settlement options. Spanish speakers also lose points to wording, which is why every question here is written in both languages from the official Spanish terms.
The second-attempt plan
- Take a full diagnostic mock first, not to study but to find which of the 6 domains are below 70%.
- Spend most of your time on your two weakest domains. Points come from weaknesses, not from rereading strengths.
- Drill the two Texas law domains until the numbers are automatic: 180 days, 40 hours, 24 and 3 hours, $25, $50, 31 days, 5 business days.
- In the last week, take full timed simulations until you clear 80% twice, the margin that survives exam-day nerves.