The Texas Life Agent Exam, Explained (2026)
The Life Agent license lets you sell life insurance and annuities in Texas, including accidental death and dismemberment and disability income benefits, and fixed or variable annuities (TIC 4054.301). You get it by passing a Pearson VUE exam for the Texas Department of Insurance, offered in English (InsTX-Life01) and Spanish (InsTX-Life21). Here is every number that matters, current to the outline effective September 1, 2026.
Exam facts
| Scored questions | 80: 50 life general knowledge plus 30 Texas law (and 10 unscored pretest questions, 90 on screen) |
| Time limit | 120 minutes |
| Passing score | A scaled score of 70 |
| Exam fee | $39 per attempt, paid to Pearson VUE |
| Retakes | No limit on attempts |
| First-time pass rate | 46.7% overall and 23.4% on the Spanish form (TDI, fiscal 2025) |
| Languages | English or Spanish; on the Spanish form you can switch any question to English |
| After passing | Apply to TDI within 12 months, or you must retake the exam |
Official content outline — where the points are
30 of the 80 scored questions (37.5%) are Texas statutes and rules, a bigger share than on any other Texas life or health exam. Weights below are the outline's own question counts.
See where you stand before you pay
Take the free practice examCommon questions
How hard is the Texas Life Agent exam?
In fiscal 2025, 46.7% of the 21,186 first-time takers passed, and only 23.4% of the 2,862 who took the Spanish form passed on the first try. The Texas law section is 30 of the 80 scored questions, so it decides most results.
Can I take the Texas Life Agent exam in Spanish?
Yes. Tell Pearson VUE when you book. The Spanish form costs the same $39, and you can switch any question to English during the exam.
What happens if I fail?
You can book a new exam, with no limit on attempts, but each attempt costs another $39.
Life Agent or General Lines Life, Accident and Health?
Life Agent covers life insurance and annuities only. General Lines Life, Accident and Health also covers health insurance and HMO plans, on a 130-question exam. Pick the one that matches what you will sell.