Exam topics
One topic per page: the exact figures, the specific confusion that loses the point, and a scored drill with an explanation on every answer.
10 topics · all free, in English and Spanish
Texas agent licensing: temporary license, appointment and renewal
The licensing questions on the Texas exam are short and number-heavy. Older study materials still quote a 90-day temporary license; the current statute says 180 days, and that is the kind of detail this section tests.
Drill it · 12 questionsTexas continuing education for life and health agents
Continuing education is a reliable two- or three-question cluster on the Texas law section. The numbers are few, which makes them easy points once memorized.
Drill it · 5 questionsTexas unfair practices: rebating, twisting, defamation and discrimination
Unfair practice questions describe an agent doing something and ask what it is called. The names are easy to confuse under time pressure, so learn each one by what the agent actually does.
Drill it · 9 questionsTexas prompt claim payment deadlines
The Texas prompt-payment chapter strings four deadlines together. Mixing calendar days with business days is the usual mistake.
Drill it · 5 questionsTexas Life and Health Insurance Guaranty Association limits
If an insurer fails, the guaranty association pays covered claims up to set limits. The exam asks for the numbers and for what is not covered.
Drill it · 3 questionsTexas required life insurance policy provisions
Texas writes the standard life policy provisions into TIC Chapter 1101 and 28 TAC Chapter 4. Most questions ask for the time period.
Drill it · 12 questionsHealth policy uniform provisions, with the Texas numbers
The uniform provisions are the most memorization-heavy part of the general section. Texas codifies them word for word in TIC Chapter 1201, so every number below is also Texas law.
Drill it · 12 questionsReplacing life insurance and annuities in Texas
Replacement questions test who does what: the agent's duties at the application, the replacing insurer's duties afterward, and the existing insurer's duties.
Drill it · 4 questionsTexas health insurance mandates, Medicare supplements and the ACA
The accident and health part of the Texas law section mixes state mandates with the federal Affordable Care Act. Each item usually turns on one rule.
Drill it · 12 questionsTexas HMO rules for the life and health exam
Only three Texas questions cover HMOs, but they draw on a short list of definitions and rules from TIC Chapter 843 and 28 TAC Chapter 11.
Drill it · 12 questions