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438 original questions · 13 official domains · outline effective September 2026

Practice questions

All scored instantly, with explanations (on the full mock, with a free account).

Full mock exam

A blueprint-weighted mock timed at real exam pace and scored instantly; a free account explains every question you miss.

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Full-length practice exams

Exactly the real format and timing, weighted to the official outline. No two exams share a single question.

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Mixed practice

Questions rotate across every exam domain instead of staying on one topic.

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Speed drill

Sixty seconds, as many questions as you can. Builds the fast recall the real exam clock rewards.

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Daily quiz

10 questions, five minutes. Weighted toward your weak domains. This is the habit that gets people licensed.

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Smart flashcards

Spaced repetition (SM-2). Cards you miss come back sooner; cards you know fade away.

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Study Guides

Written to be practiced, not re-read. Each section ends with a question before you move on.

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The numbers

Every exact figure the exam turns on, searchable, each with its citation.

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After you pass

The deadlines people forget, the CE clock, and the credentials that stack on top.

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Track your progress

Saved on this device, no account.

Readiness score

One number blending your recent accuracy with how much of the bank you have actually covered.

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Study plan

Tell us your exam date and get a week-by-week schedule with a daily question target.

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Focus timer

25 minutes of study, a 5-minute break, repeat. Keeps long sessions sharp.

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25:00

Practice by topic

See all 10 topics →

Texas agent licensing: temporary license, appointment and renewalThe licensing questions on the Texas exam are short and number-heavy. Older study materials still quote a 90-day temporary license; the current statute says 180 days, and that is the kind of detail this section tests.Texas continuing education for life and health agentsContinuing education is a reliable two- or three-question cluster on the Texas law section. The numbers are few, which makes them easy points once memorized.Texas unfair practices: rebating, twisting, defamation and discriminationUnfair practice questions describe an agent doing something and ask what it is called. The names are easy to confuse under time pressure, so learn each one by what the agent actually does.Texas prompt claim payment deadlinesThe Texas prompt-payment chapter strings four deadlines together. Mixing calendar days with business days is the usual mistake.Texas Life and Health Insurance Guaranty Association limitsIf an insurer fails, the guaranty association pays covered claims up to set limits. The exam asks for the numbers and for what is not covered.Texas required life insurance policy provisionsTexas writes the standard life policy provisions into TIC Chapter 1101 and 28 TAC Chapter 4. Most questions ask for the time period.Health policy uniform provisions, with the Texas numbersThe uniform provisions are the most memorization-heavy part of the general section. Texas codifies them word for word in TIC Chapter 1201, so every number below is also Texas law.Replacing life insurance and annuities in TexasReplacement questions test who does what: the agent's duties at the application, the replacing insurer's duties afterward, and the existing insurer's duties.Texas health insurance mandates, Medicare supplements and the ACAThe accident and health part of the Texas law section mixes state mandates with the federal Affordable Care Act. Each item usually turns on one rule.Texas HMO rules for the life and health examOnly three Texas questions cover HMOs, but they draw on a short list of definitions and rules from TIC Chapter 843 and 28 TAC Chapter 11.

Drill a specific domain

Attack one exam domain at a time, weighted exactly as the real exam weights it.

Domain	Weight
Types of Life Policies and Annuities	11.5%
Life Policy Riders, Provisions, Options and Exclusions	11.5%
Life Application, Underwriting and Policy Delivery	9.2%
Retirement and Other Life Insurance Concepts	6.2%
Types of Health Policies	12.3%
Health Policy Provisions, Clauses and Riders	11.5%
Social Insurance	4.6%
Other Health Insurance Concepts	3.8%
Field Underwriting Procedures	6.2%
Texas Statutes and Rules Common to Life and Health	10.8%
Texas Statutes and Rules — Life Insurance Only	4.6%
Texas Statutes and Rules — Accident and Health Only	5.4%
Texas Statutes and Rules — HMOs	2.3%

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